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10 Steps To Secure And Manage Your Passwords

 by: Cavyl Stewart

Passwords protect your most sensitive personal, financial and business information. They are the key to accessing membership, financial, and other web sites that you are a member of. All sorts of havoc can occur in your life if some unauthorized person discovers your password. Here are some tips for making that event less likely:

1. Don't use easily guess passwords like a date of birth, spouse, child's or pet's name. In fact, don't use any word or phrase that even remotely relates to you or your world. You need to use a password which is difficult for anyone to guess but is not so difficult for you to remember.

2. Use a combination of upper and lower case letters, symbols and numbers to make the password harder to guess. Some web sites do not allow symbols so you may not be able to always use them. Almost all web sites treat passwords as CaSe SeNsItIvE so mixing case is a good idea.

3. Make your password at least eight characters long. Longer is even better. The more characters there are the harder it will be to guess.

4. Use a different password for each account or web site. That way if one gets compromised you'll still be protected elsewhere.

5. Change your passwords frequently. Pick a period, like the 15th of each month, and change all of your passwords on that date.

6. Do not write your passwords down anywhere. You never know who is checking your drawers or file cabinet when you're not around. Also, do not store your passwords in an electronic filing device like a PDA. That's just as insecure as a piece of paper if you lose the device and someone who is less than honest finds it.

If you have too many passwords to keep track of then consider using a password manager program. There are a lot of them on the market but be careful: some of them contain "adware" which will pop up ads every time you are online. Most of the free password managers contain some degree of adware. Here's one that doesn't: http://www.roboform.com/

7. Never share your password with anyone else. If you have to, then change it immediately afterwards.

8. Avoid using "dictionary" words. There are password-cracking programs that will check every word in the dictionary. If you want to use words then break them up with non-word characters. For example: BuIlT*99$APPlE is difficult for anything other than the most sophisticated password-cracking program to guess because it is combined with non-alphabet characters and it is in mixed case.

9. Don't use "password" or "none" as your password! Don't even use "PaSsWoRd"!

10. If someone calls or sends you e-mail claiming that they are from your bank, or credit card company, or anywhere else that you have a password with, NEVER give them your password or PIN no matter what story they tell you. It's a scam. No one will ever ask for your password. Legitimate administrators of your password-protected accounts do not need your password to access your files during the normal course of their business dealings with you.

About The Author

Copyright © 2004 Cavyl Stewart. Discover 52 Ways To Do More With Software by signing up for my exclusive Free ecourse. Get tutorials, tips, reviews and recommendations you can use right now to help you achieve more, easier, and cheaper! 100% Original content. Visit: http://www.find-small-business-software.com/52ways.html.


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Netscape Corporation has created the best known secure server technologies. It uses a security protocol called Secure Sockets Layer (SSL) that provides data encryption, server authentication, message integrity and optional client authentication for a TCP/IP connection. When a client seeking to purchase internet radio music connects with a secure server, they exchange a *handshake* which initiates a secure session. With this protocol, the same server system can run both secure and unsecured web servers simultaneously. This means an internet radio music organization or company can provide some information to all users using no security, and other information that is secured. For example, a business that sells internet radio music online can have its storefront (merchandise catalog) unsecured, but ordering and payment forms can be secure.

Why are these developments important? As the Internet becomes a way to buy and sell internet radio music products and services, financial transactions become essential. Right now, most internet radio music transactions involve the exchange of credit card information, either directly over the network, or by phone, to complete a transaction initiated online. Eventually, you will be able to use cash as well as credit, directly over the network.

There are two basic kinds of digital cash, anonymous cash and identified cash. Anonymous cash is just like paying for internet radio music with paper cash but it also carries no information about the person making the transaction, and leaves no transaction trail. You create it by using numbered bank accounts and blind signatures. Identified cash, on the other hand, contains information revealing the identity of the person who withdrew it from the bank. Like credit card transactions, identified cash can be tracked as it moves through the system and involves fully identified accounts and non-blind signatures. Whether you use digital cash when purchasing internet radio music is entirely up to you. We suggest you employ the purchasing avenues available from the internet radio music supplier we recommend.

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